Affine leverages an innovative bridging solution that allows you to participate in L1 protocols like Compound, AAVE, and Anchor while paying L2 prices. We do this by allowing users to transact directly on L2 (Polygon) -- which has much lower gas fees than Ethereum -- and then have smart contracts bridge funds to L1. The end effect is that fees are socialized across a broader set of users keeping costs as low as possible for you.

While you do need crypto to deposit into Affine initially, we make it incredibly easy to onboard fiat with our partners. Eventually, we will allow users to easily deposit fiat currency directly within Affine.

No platform can be considered entirely risk free. The risks related to Affine include smart contract risk (aka bug within the protocol) and liquidation risk and we have taken every possible step to minimize these risks, including only selecting yield generating protocols that require overcollateralization.

When you deposit funds through Affine, your assets are posted to pieces of code, or smart contracts, that run autonomously on the blockchain. This DeFi approach has advantages over more centralized crypto yield generating services since you know exactly where your funds are being deposited by way of smart contracts. In addition, DeFi provides greater efficiency and fewer middlemen which means a greater portion the returns accrue to you.